If you are thinking about moving to Long Island, or just bought a house, you need to have Insurance. The property that you own is one of your most expensive investments and is also the biggest reason why you need Insurance. You never know when something can happen to it. You should have Insurance in place so that if something happens to your house, you do not lose everything. If you own a lot of property or live in a high crime neighborhood, you need to get an Insurance policy. 

Your Long Island Property Insurance policy can already cover some potential vacation mishaps. Most basic policies add: Business liability: this covers any property that you own and any direct or indirect property that you use as part of your business, for example: A swimming pool or a tennis court that you use as part of your business. It is important to note that this is a broad category and can include anything from a restaurant to a storage facility.

In addition, it is very important to consider any type of business operations that you will be conducting on or off the property. For example, if you run a car wash, you need Commercial property insurance solutions for both the vehicles that you will be using on the property as well as those that will be parked off of the property. Business operations such as auto detailing and painting should also be included in your insurance.